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Visa Information :: RE: Strange situation

stephanb — Mon, 12 May 2008 20:52:53 GMT

Author: stephanb
Subject: re: Strange situation
Posted: Mon 05 12,08 3:52 pm (GMT -6)

Let me give it a shot:

Quote:
will my oldest son have to go somewhere to register? Meaning: do they have to know that he lives/works there?

No. If he has a passport, he is a citizen, and as such is free to go. He'll be greeted at the border with "Welcome Home".

Quote:
will he be able to open an American bankaccount without any problems?

Yes. You don't even need citizenship or a SSN for that. I got one while I was visiting the US as a tourist. The only hurdle may be his credit worthiness if he has a short or no credit history. However, this can be overcome, depending on the financial institution.

Quote:
how is it with dental and medical insurance?

He will have to find employment that offers these benefits as part of his compensation. He can buy private insurance, but it is very expensive.

Quote:
will he need a green card or anything else?

Nope, again he is a citizen.

Quote:
when we move there will any one of us need a green card or visa?

This is where I need to ask you a question. You say you have a SSN, but no passport or green card. What is/was your legal status when you lived in NM? A lot of your question will depend on the legal status you had.

Quote:
if you still have debts here will one be able to leave the country? Does someone have experience with that?

You can leave, any day. No debt in any country will legally bar anyone from leaving that country. That said, he should contact his creditors to arrange for a payment plan of some sort, and let them know his new address in the USA after he moves. He should by no means simply abandon his debts.
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Visa Information :: Strange situation

bionda — Mon, 12 May 2008 14:06:49 GMT

Author: bionda
Subject: Strange situation
Posted: Mon 05 12,08 9:06 am (GMT -6)

Hello everyone,

Trying to obtain as much info as I can, I stumbled upon this forum. � searched, but cannot seem to find our particular situation anywhere. So, let me post it and lets see who can help us out:

My name is Annabelle. I was an AF wife for 13 years, lived in New Mexico for 6 years. We have 3 children together. After our divorce I went back to the Netherlands with 2 of our 3 children, our daughter stayed with her dad the 2 boys went with me. Contact between the boys and their dad is minimal anymore, unfortunately contact between me and my daughter is minimal as well (not my choice).
Anyway: oldest son wants to move to the States. He is 21 years of age, has dual citizinship (as do the other 2 as well), has an American passport and a SSN (as does the youngest one as well). He's gonna move around august of this year. He will move to Albuquerque to live with a cousin of mine. He will work for her boyfriend.
I remarried and me and my husband want to make the move as well, we want to move Summer 2009, after the youngest graduated High School.
I have a SSN as well, no American passport and no green card.

Questions:
- will my oldest son have to go somewhere to register? Meaning: do they have to know that he lives/works there?
- will he be able to open an American bankaccount without any problems?
- how is it with dental and medical insurance?
- will he need a green card or anything else?
- when we move there will any one of us need a green card or visa?
- if you still have debts here will one be able to leave the country? Does someone have experience with that?

All info is helpfull and greatly appreciated!

The Livingroom :: RE: SSA Disability eligibility question

stephanb — Sun, 11 May 2008 00:57:23 GMT

Author: stephanb
Subject: re: Dissability question
Posted: Sat 05 10,08 7:57 pm (GMT -6)

There is an agreement on file with the SSA and the Dutch equivalent that allows for your Dutch work life to be counted towards your US eligibility for benefits. However, I don't believe it is easy to have done, and I certainly have not read about anyone who did it.

I've done some quick searching, and I believe the following "Totalization Agreement" is what I was referring to:
http://www.ssa.gov/international/Agreement_Pamphlets/netherld.html

Quote:
An agreement effective November 1, 1990, between the United States and the Netherlands improves Social Security protection for people who work or have worked in both countries. It helps many people who, without the agreement, would not be eligible for monthly retirement, disability or survivors benefits under the Social Security system of one or both countries.

and

Quote:
If you do not wish to file a claim for benefits, but would like more information about the agreement, write to:

Social Security Administration
Office of International Programs
P.O. Box 17741
Baltimore, Maryland 21235-7741
U.S.A.

Here is the text of said agreement: http://www.ssa.gov/international/Agreement_Texts/nthrlnds.html , and in particular:

Quote:
PART III
Provisions on Benefits

Chapter A
Provisions Applicable to the United States

Article 15

1. Where a person has completed at least six quarters of coverage under United States laws, but does not have sufficient quarters of coverage to satisfy the requirements for entitlement to benefits under United States laws, the agency of the United States shall take into account, for the purpose of establishing entitlement to benefits under this Article, periods of coverage which are credited under the laws of the Netherlands and which do not coincide with periods of coverage already credited under United States laws.

It specifically says "shall", not "may" or "should", but "shall". I love researching this stuff.
So, in short, your short time in the US will not keep you from benefits, but that doesn't mean that you would otherwise qualify.

Good luck
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The Livingroom :: RE: SSA Disability eligibility question

Belindah — Sat, 10 May 2008 14:38:36 GMT

Author: Belindah
Subject: re: Dissability question
Posted: Sat 05 10,08 9:38 am (GMT -6)

Eileen,

Thank you for your response I really appreciate it!. I know all about paying into the system and not qualifying right now anyways . I thought that I had read somewhere that you could take the social security that has build up in the Netherlands with you??? I read that somewhere and was hoping someone actually new more about that.

I can ask my boss about the family leave he will have no problem I am, self employed so that is going to be difficult.

Once again thank you, I know that there is little to no solution but I'm trying!

The Livingroom :: RE: SSA Disability eligibility question

Eileen — Sat, 10 May 2008 05:55:04 GMT

Author: Eileen
Subject: re: Dissability question
Posted: Sat 05 10,08 12:55 am (GMT -6)

Hi Belinda,
First of all, I am sorry to hear of your diagnosis and I hope in the next months that your treatment brings you improved health and a happier outlook (cancer in remission).
Now about your question, .....I am not sure where you get your information that overwhelming cancer treatment allows an American citizen a disability. I have 4 friends/relatives undergoing cancer treatment (one diagnosed stage 4) and they all go to work or lose their health care coverage and don't get paid a salary. My stage 4 friend, had two months off work because her co-workers donated their vacation time to her to use(her company allowed that). She now goes to work everyday and I don't need to tell you how difficult that is. You already know.
Disability in America is under the Social Security system. To qualify for social security (and thus disability) you must pay into the system for 40 quarters. That is 4 quarters a year for 10 years if you work full time. So, even though you are not an American citizen, you still do not qualify for a disability payment since you have not paid into the system for 40 quarters.
Of course you can always check the Social Security website for their regulations regarding filing for disability. Maybe they have better news than I have found with my friends and family.
Have you talked to your employer about reduced hours or the FMLA(family medical leave act), I think you can use that for yourself. You might have to pay your own health care coverage during use of the FMLA. Maybe you can work from home part-time and not have the stress of commuting or dressing up everyday. Talk to your human resources (if you trust them) and see what they can offer to help relieve the pressure of your job so you can focus on getting well.
Best of luck and you are in my prayers.
-e

The Livingroom :: SSA Disability eligibility question

Belindah — Fri, 09 May 2008 18:52:50 GMT

Author: Belindah
Subject: SSA Disability eligibility question
Posted: Fri 05 09,08 1:52 pm (GMT -6)

Hi,

I was diagnosed with stage 3 cancer. I know that I would be allowed to get dissability if I was a US citizen but I am not, I am still having my Dutch nationality with my green card.

Its not that I am hell bend on getting dissability but with going through treatments its hard to work but I do need my income, does anyone here has experience with this situation???

I would be nice to know that I would qualify for something and get the stress of keeping my job eliminated if I do not feel well and not being able to work because of my treatments.

Thank you so much in advance!!

Belinda

The Livingroom :: Anyone living in or around NYC???

mve67 — Wed, 07 May 2008 23:30:13 GMT

Author: mve67
Subject: Anyone living in or around NYC???
Posted: Wed 05 07,08 6:30 pm (GMT -6)

Hello,
Does anyone around her live in or around NYC?
I can use some help obtaining a certain form.
Maurice

Thuis :: RE: Vraagje over Credit Reports

Turbo — Fri, 02 May 2008 02:50:53 GMT

Author: Turbo
Subject: re: Vraagje over Credit Reports
Posted: Thu 05 01,08 9:50 pm (GMT -6)

Ik ben nu bijna een jaar in de US en ook bijna een jaar bezig met het opbouwen van een credit history. (en ik gebruik deze site al bijna 2 jaar, nu dus de hoogste tijd om bij te dragen en mij voor te stellen op de daarvoor aangewezen sectie van deze site, maar dit terzijde...)

Het hele credit history verhaal was voor mij ook erg frustrerend toen ik hier kwam. Ik heb een baan, spaar geld en in Nederland altijd netjes mijn credit cards en hypotheek betaald en nu kan ik niet eens een simpele credit card aanvragen??? Maar goed, ondertussen is het allemaal goed gekomen en dus kan ik mijn ervaringen hier nu delen.

Ik ben begonnen met een secured credit card van WAMU bank. Het voordeel van een credit card bij deze bank is dat je bij je online rekening overzicht ook je credit score te zien krijgt. Deze service is kostenloos. Het is alleen de score van TransUnion, een van de 3 credit bureaus, maar toch, je hebt in iedergeval een idee. De score wordt maandelijks ge-update, je kan dus bijhouden of je score verbeterd of juist niet. Een nadeel is dat de credit score pas 6 maanden na het openen van je accoount voor het eerst getoond wordt. Maar daarna dus elke maand een update.

Verder heb ik het geluk dat mijn amerikaanse vrouw een goede credit history heeft. Mijn 2e credit card is dus een AU zoals Stephan hierboven al beschreven heeft. Na een jaar staat mijn credit score inmiddels op het niveau "zeer goed"...

Voor diegene die een amerikaanse partner hebben, met een goede credit history, is er ook een mogelijk om een lening (voor een auto bijvoorbeeld) af te sluiten waar je partner ook voor tekent, (co-sign). Op deze manier kan je een redelijk voordelige lening afsluiten, zonder zelf credit history te hebben. Als je dan je lening netjes afbetaald, bouw je vanzelf een goede credit score op.

Als je, zoals elke nieuwkomener in de US, nog geen credit history hebt dan is het volgende artikel wellicht inetersant: http://www.businessweek.com/magazine/content/08_16/b4080052299512.htm?campaign_id=rss_topStories

Er zijn inmiddels ook financiele instellingen die bereid zijn werken met een "enhanced" credit score, als beschreven in het artikel. Als je "credit" wilt aanvragen, voor een auto of huis o.i.d., dan kan je je lender verzoeken naar deze enhanced credit score te kijken, in plaats van alleen naar de traditionele credit score. Wellicht kan je hiermee toch de hypotheek krijgen of de meer voordelige auto lening. Voor de "taditionele" credit score kijken de credit bureaus eigenlijk alleen of je je credit card op tijd betaald. Voor de enhanced credit score wordt bijvoorbeeld ook gekeken of je je huur op tijd betaald, telefoon rekening, gas rekening etc.

Succes!

Visa Information :: RE: K1 IN PROCESS

perdaems — Thu, 01 May 2008 16:39:30 GMT

Author: perdaems
Subject: re: K1 IN PROCESS
Posted: Thu 05 01,08 11:39 am (GMT -6)

We filed the I-129F Sent : 2007-12-01
I-129F NOA1 : 2007-12-07
I-129F NOA2 : 2008-04-29
We waiting for the nvc recieved now but that should happen soon.
If you want more info you can find it at http://www.visajourney.com

Thuis :: RE: Vraagje over Credit Reports

stephanb — Wed, 30 Apr 2008 16:21:40 GMT

Author: stephanb
Subject: re: Vraagje over Credit Reports
Posted: Wed 04 30,08 11:21 am (GMT -6)

Wat ik bedoelde te zeggen is dat ik de afgelopen 12 maanden niet meer actief bezig ben geweest met het opbouwen van mijn credit. Aangezien ik de tijd niet stil kan zetten zal mijn score hoger uitkomen naarmate er meer jaren op mijn credit reports worden bijgehouden.
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Thuis :: RE: Vraagje over Credit Reports

bgroeneveld — Wed, 30 Apr 2008 01:51:47 GMT

Author: bgroeneveld
Subject: re: Vraagje over Credit Reports
Posted: Tue 04 29,08 8:51 pm (GMT -6)

Waarom zou je een NOG hogere score willen. Met mijn score, ook even boven de 800, kon ik zo mijn VW Rabbit meenemen, met 0% rente, te betalen over drie jaar verspreid. Wat wil je nog meer?
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Visa Information :: RE: K1 IN PROCESS

natasja — Tue, 29 Apr 2008 20:12:37 GMT

Author: natasja
Subject: re: Please HELP !!!! K1 in process
Posted: Tue 04 29,08 3:12 pm (GMT -6)

our Brown envelop arrived here today , my god what a papers , i gone fill them in toningt and i see our k1 finally come to an end .
i hope our interview will be soon .

greetings natas